I’m 39, single with no kids — and Instagram is serving me at least 4 ads a day for indexed universal life insurance. Do I need it?
39岁单身无孩的作者被Instagram推送了至少4条万能寿险的广告，但作者并不需要这种保险。
Don’t think about indexed universal life insurance as a “stock alternative” as IULs are a type of life-insurance policy. Think about what kind of life insurance you’d want, if any.
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